Friday, September 13, 2013

Filing Claims Online

A blogger emailed me telling me about an information site called

I t is an  information site on filing claims online. Do check it out if you have questions on your insurance.  

It is an information website that provides assistance resource on filing insurance claims. It also provides an open forum to connect those looking to file claims with people who already have, and who may be able to offer tips and advice on claim filing with a given provider.

Candle & Mineral Makeup Business

If you want to start a business but you don't know how and you don't know what to do. Check out this clip about Candle & Mineral Makeup Business.

Wednesday, January 2, 2013

Money Saving Tips

1. Always have a grocery list and buy more less known brands it's way cheaper. But always make sure that the product is near the quality of the expensive brand.

2. Buy clothes from clearance racks or those which are on sale.

3. Drink less soda and coffee, and drink more water it saves your wallet while also saving your health.

4. Treat your family by going on a picnic on weekends instead of going to the restaurant. It is more fun and much cheaper!

5. Turn down your heat a couple degrees more at night and throw on an extra blanket.

6. Clean your refrigerator at least once a year to get out all the dust and dirt that can cost you more money.

7. Keep your car in shape and your tires properly inflated to save money on gas.

Thursday, October 18, 2012

My Work-From-Home Style

I've been working from home for two years now and everything is great. I love the silence and the benefits of working at home, no more commuting to the office, no more traffic, I save a lot of money from gas and daily expenses that I should have incured when working in an office.

However, there is also a lot of distractions while working from home all you have to do is manage them and you will be successful. It is always important to take short breaks when you are distracted. Calm your mind and channel your energy on one task at a time, rather than trying to juggle everything at once.

Prioritize your time by deciding what needs to be done first. If you need to schedule an important call, do it when the kids are playing outside or napping. If you're working amid major noise and chaos, however you define it, use that time to accomplish projects that require less of your absolute attention.

Tuesday, October 16, 2012

Kids Video Game Addiction

I cam accross this video
where they discuss their kid's video games habits. My son used to have this problem and it seems that nothing matters anymore but their stupid computer games. I have to be firm and be authoritative to my son until he learn and rarely plays anymore. Study first before those stupid games.

But if your kid is really addicted to it, the best cure is, buy games that are easy and boring. I'm sure that it's just a matter of time and your kid will get bored playing those games and do something else.

Tuesday, September 4, 2012

Types of Parenting Styles

Parenting Styles, parent, WAHM

Parenting style is a psychological construct that represent standard strategies that parents use in their child rearing. There are many differing theories and opinions on the best ways to rear children, as well as differing levels of time and effort that parents are willing to invest. Parental investment starts before birth.

The personalities of both the parent and the child should be taken in consideration on what style to use. New studies are constantly being introduced with new recommendations on how to rear children.

Most parents use their own style from a combination of factors, and these may evolve over time as the children develop their own personalities and move through life's stages.

Parenting style is affected by both the parents' and children's temperaments, and is mostly based on the style use by their own parents and culture.

Authoritative parenting

This style the parent is demanding and responsive. When this style is systematically developed, it grows to fit the descriptions propagative parenting and concerted cultivation.

Parents using this style are rational and are willing to listen to their children’s point of views. This helps to encourage independence while establishing clear expectations, limits and consequences on actions and behavior.

This style creates positive environment for raising a child. These children are happier, have control over their emotions, socialize well with their peers, and are confident in their skills and abilities.

Authoritative parenting, also called 'assertive democratic'or 'balanced' parenting, is characterized by a child-centered approach that holds high expectations of maturity. Authoritative parents can understand how their children are feeling and teach them how to regulate feelings.

Authoritarian parenting

In this style the parent is demanding but not responsive. Elaborate becomes totalitarian parenting.

Authoritarian parents want to control most of the aspects of their child’s life. They expect much of their child, but generally do not explain the reasoning for the rules or boundaries. Parents of this style stress obedience and place many demands on their children that may be unrealistic for their personality or age. They place low on responsiveness due to excessive demands.

Authoritarian parents are less responsive to their child’s needs, and are more likely to ground their child rather than discuss the problem.

Punishments often lack a reasonable explanation and parents often deny their children choices or opportunities to participate in decision-making about activities, rules or anything that directly impacts their lifestyle. The effects on children are negative since they associate obedience with love and have lower self-esteem than their peers. Children resulting from this type of parenting may have less social competence because the parent generally tells the child what to do instead of allowing the child to choose by him or herself.

Some children of authoritarian parents may develop insecurities and display anti-social behavior.

Indulgent parenting

Indulgent or Permissive (lenient) parenting is responsive but not demanding. It is characterized as having few behavioral expectations for the child. There is little or no discipline at all to avoid confrontation. Bribery using toys and gifts is a common way for permissive parents to encourage their children to behave. These children tend to lack self-discipline, are quite demanding in all areas of life, have difficulty sharing and may exhibit insecure behavior due to the absence of distinct boundaries.

Children of indulgent parents may tend to be more impulsive, and as adolescents, may engage more in misconduct, and in drug use. Children never learn to control their own behavior and always expect to get their way. But in the better cases they are emotionally secure, independent and are willing to learn and accept defeat. They mature quickly and are able to live life without the help of someone else.

Neglectful parenting

Style in which the parent is neither demanding nor responsive. Neglectful parenting is also called uninvolved, detached, dismissive or hands-off.

They don’t place demands on their children and typically have little to no interest in parenting. While they may provide the basic needs meaning: food, housing, and toiletries or money for the prementioned, they take a very hands-off approach. Their children have to learn to provide for themselves, are afraid to depend on others for anything, are emotionally withdrawn from others, and have excessive amounts of anxiety, fear and stress. It’s also more common for children of uninvolved parents to have problems with substance abuse.

Neglectful parenting can stem from a variety of reasons, this includes the parents prioritizing themselves, lack of encouragement on the parent's parts, financial stresses, lack of support and addiction to harmful substances.

A study done by Maccoby and Martin (1983) analyzed adolescents, aged 14– 18 in four areas: psychosocial development, school achievement, internalized distress, and problem behaviour. The study found that those with neglectful parents scored the lowest on these tests, while those with authoritative parents scored the highest.

Thursday, September 15, 2011

Telecommuting On The Rise

A new survey done by CareerBuilder say that 31% of telecommuters work in their pajamas. The study was done with nearly 5,300 employees. It also revealed increase in productivity of those working from home. 35% of respondents work eight or more hours when telecommuting, a jump from the 2007 survey, which only cited 18 percent. Still, one in five telecommuters confessed to working one hour or less per day when working remotely. The majority 40% clocked in between four and seven work hours per day.

The survey revealed an overall increase in telecommuting, with 10 percent telecommuting at least once a week -- an increase from the 8 percent who reported doing so in 2007.

"With mass adoption of smart phones and advanced network technologies, telecommuters are connected to their offices like never before. As a result, we're seeing more companies embrace the work-from-home option and more workers putting in full-time hours while at home," said Rosemary Haefner, vice president of human resources at CareerBuilder, in a statement.

While working at home is convenient, is it good for productivity? The survey showed that 37 percent say they are more productive at the office, while 29 percent said they are more productive at home. Thirty-four percent of respondents claimed they are equally productive both at home and in the office.

Telecommuters ranked the following at-home distractions, with household chores ranking highest at 31 percent, while children, at 15 percent, posed the least threat to productivity.